Credit union
Innovation Federal Credit Union mortgage rate records
Innovation Federal Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 19
- Published pricing rows
- 19
- Published regions
- Canada excluding Quebec, Canada
- Latest record
- September 1, 2026
Qualification and structure signals present in the public records
- Categories
- Fixed, Variable
- Positions
- First mortgage
- Term range
- 6–120 months
- LTV and fee coverage
- Up to 80% LTV · fees shown on 19 of 19 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Innovation Federal Credit Union
Public profile checked September 1, 2026
Fixed
3 Year Closed Fixed Special
Smallest displayed row
4.290% interest · 4.334% APR
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Variable
5 Year Insured Variable Mortgage
Smallest displayed row
4.35% 5-year insured variable
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
3 Year Closed Fixed Regular
Smallest displayed row
4.390% interest · 4.434% APR
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year Closed Insured Fixed Special
Smallest displayed row
4.390% interest · 4.417% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year Closed Fixed Regular
Smallest displayed row
4.490% interest · 4.517% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year Closed Fixed Special
Smallest displayed row
4.490% interest · 4.557% APR
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year Closed Fixed Special
Smallest displayed row
4.490% interest · 4.523% APR
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year Closed Fixed Regular
Smallest displayed row
4.590% interest · 4.657% APR
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year Closed Fixed Regular
Smallest displayed row
4.590% interest · 4.623% APR
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Closed Fixed Special
Smallest displayed row
4.590% interest · 4.723% APR
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Closed Fixed Regular
Smallest displayed row
4.690% interest · 4.823% APR
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
7 Year Closed Fixed Special
Smallest displayed row
4.910% interest · 4.929% APR
- Term / position
- 84–84 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
7 Year Closed Fixed Regular
Smallest displayed row
5.010% interest · 5.029% APR
- Term / position
- 84–84 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
10 Year Closed Fixed Regular
Smallest displayed row
5.610% interest · 5.623% APR
- Term / position
- 120–120 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Variable
5 Year Closed Uninsured Variable
Smallest displayed row
6.000% interest · 6.030% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
6 Month Closed Fixed Special
Smallest displayed row
6.040% interest · 6.307% APR
- Term / position
- 6–6 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
6 Month Closed Fixed Regular
Smallest displayed row
6.140% interest · 6.407% APR
- Term / position
- 6–6 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Variable
5 Year Open Variable
Smallest displayed row
6.750% interest · 6.777% APR
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Open Fixed
Smallest displayed row
6.990% interest · 7.123% APR
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.