PenFinancial Credit Union · Fixed
1 Year Fixed Special With Non-Renewal Fee
Ontario · First mortgage
- Smallest displayed rate row
- 3.49% 1-year fixed special
- Published pricing rows
- 1
- Latest source check
- September 1, 2026
Not a statement that this row applies or is the least costly.
Recently checked
Public qualification and structure context
- Terms shown
- 12 months
- Positions
- First mortgage
- Published qualification or property wording
- Owner-occupied residential; lender qualification criteria apply
These fields are a source-grounded screening aid. They do not model credit, income, debt service, appraisal, title, location details or lender discretion that are absent from the public record.
Pricing details
Match the applicable published row
Rows are ordered by displayed rate for scanning. Use the qualification, term, LTV, position and fee columns to identify whether two rows are actually comparable.
| Published rate | Term | Qualification or property context | Position | Fees and details |
|---|---|---|---|---|
| 3.49% 1-year fixed special | 12 months | Owner-occupied residential; lender qualification criteria apply | First mortgage | A 1.00% fee based on the original mortgage amount applies if the mortgage is paid out, transferred or not renewed with PenFinancial at term end. |
Original lender source
Review the lender page or document used for this listing before relying on a row. The source may contain conditions that do not fit into the table.
View Official PenFinancial mortgage page opens in a new tabFreshness methodology
“Rate dated” is the lender’s effective date when supplied. “Verified” is the date the public source was checked. A recent verification does not freeze pricing after that date.
- Source status
- Recently checked
- Latest record
- September 1, 2026
- Verified
- September 1, 2026
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Ordered by matching mortgage position and term proximity, not by suitability or expected approval.
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