Open Mortgage Rates

RBC Royal Bank · Residential

2 Year Fixed Closed — Special, greater than 25 years

Ontario · First

Smallest displayed rate row
4.89%

Not a statement that this row applies or is the least costly.

Published pricing rows
1
Latest source check
August 31, 2026

Recently checked

Public qualification and structure context

Terms shown
24 months
Positions
First
Published qualification or property wording
Purchase or switch · amortization greater than 25 years

These fields are a source-grounded screening aid. They do not model credit, income, debt service, appraisal, title, location details or lender discretion that are absent from the public record.

Pricing details

Match the applicable published row

Rows are ordered by displayed rate for scanning. Use the qualification, term, LTV, position and fee columns to identify whether two rows are actually comparable.

Published pricing rows for RBC Royal Bank 2 Year Fixed Closed — Special, greater than 25 years
Published rateTermQualification or property contextPositionFees and details
4.89%24 monthsPurchase or switch · amortization greater than 25 yearsFirst4.95% APR · APR assumes a $300 processing/property valuation fee · 120-day advance window

Original lender source

Review the lender page or document used for this listing before relying on a row. The source may contain conditions that do not fit into the table.

View RBC Royal Bank Mortgage Rates opens in a new tab

Freshness methodology

“Rate dated” is the lender’s effective date when supplied. “Verified” is the date the public source was checked. A recent verification does not freeze pricing after that date.

Source status
Recently checked
Latest record
August 31, 2026
Verified
August 31, 2026

Ordered by matching mortgage position and term proximity, not by suitability or expected approval.

Ask about the public criteria

Share broad transaction details to ask how the published rows differ. This does not reserve a rate, submit an application or guarantee qualification.

Your mortgage

See the privacy notice.