Open Mortgage Rates

RFA Mortgages · Variable

5 Year ARM

Ontario · First

Smallest displayed rate row
Prime − 0.75%

Not a statement that this row applies or is the least costly.

Published pricing rows
5
Maximum LTV shown
95%
Latest pricing date
August 18, 2026

Current pricing record

Verified August 18, 2026

Public qualification and structure context

Terms shown
60 months
Positions
First
Published qualification or property wording
Insured mortgage · 120-day rate hold · Insurable · up to 65% LTV · 120-day rate hold · Insurable · 65.01%–70% LTV · 120-day rate hold · Insurable · 70.01%–75% LTV · 120-day rate hold · Insurable · 75.01%–80% LTV · 120-day rate hold

These fields are a source-grounded screening aid. They do not model credit, income, debt service, appraisal, title, location details or lender discretion that are absent from the public record.

Pricing details

Match the applicable published row

Rows are ordered by displayed rate for scanning. Use the qualification, term, LTV, position and fee columns to identify whether two rows are actually comparable.

Published pricing rows for RFA Mortgages 5 Year ARM
Published rateTermQualification or property contextMaximum LTVPositionFees and details
Prime − 0.75%60 monthsInsured mortgage · 120-day rate hold95%FirstNo borrower lender fee shown · 115 bps broker compensation plus volume bonus
Prime − 0.75%60 monthsInsurable · up to 65% LTV · 120-day rate hold65%FirstNo borrower lender fee shown · 115 bps broker compensation plus volume bonus
Prime − 0.55%60 monthsInsurable · 65.01%–70% LTV · 120-day rate hold70%FirstNo borrower lender fee shown · 115 bps broker compensation plus volume bonus
Prime − 0.45%60 monthsInsurable · 70.01%–75% LTV · 120-day rate hold75%FirstNo borrower lender fee shown · 115 bps broker compensation plus volume bonus
Prime − 0.45%60 monthsInsurable · 75.01%–80% LTV · 120-day rate hold80%FirstNo borrower lender fee shown · 115 bps broker compensation plus volume bonus

Original lender source

Review the lender page or document used for this listing before relying on a row. The source may contain conditions that do not fit into the table.

View RFA Mortgage Rates — August 18, 2026 opens in a new tab

Freshness methodology

“Rate dated” is the lender’s effective date when supplied. “Verified” is the date the public source was checked. A recent verification does not freeze pricing after that date.

Source status
Current pricing record
Latest record
August 18, 2026
Verified
August 18, 2026

Ordered by matching mortgage position and term proximity, not by suitability or expected approval.

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