Credit union
Your Neighbourhood Credit Union mortgage rate records
Your Neighbourhood Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Visit the official lender website opens in a new tab- Distinct products
- 12
- Published pricing rows
- 12
- Published regions
- Ontario
- Latest record
- September 1, 2026
Qualification and structure signals present in the public records
- Categories
- Variable, Fixed
- Positions
- First mortgage
- Term range
- 12–84 months
- LTV and fee coverage
- Up to 80% LTV · fees shown on 12 of 12 rows
These are published fields, not an underwriting model. Credit, income, property, location and transaction details can still change eligibility or pricing.
Published pricing
Mortgage products from Your Neighbourhood Credit Union
Public profile checked September 1, 2026
Variable
5 Year High-Ratio Closed Variable
Smallest displayed row
3.80% · YNCU Prime − 0.65%
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
3 Year High-Ratio Fixed Special
Smallest displayed row
4.24% 3-year high-ratio fixed special
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year High-Ratio Fixed Special
Smallest displayed row
4.44% 4-year high-ratio fixed special
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year High-Ratio Fixed Special
Smallest displayed row
4.44% 5-year high-ratio fixed special
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
3 Year Conventional Fixed Special
Smallest displayed row
4.45% 3-year conventional fixed special
- Term / position
- 36–36 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
5 Year Conventional Mortgage Special
Smallest displayed row
4.65% 5-year conventional fixed special
- Term / position
- 60–60 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
4 Year Conventional Fixed Special
Smallest displayed row
4.65% 4-year conventional fixed special
- Term / position
- 48–48 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year Conventional Fixed Special
Smallest displayed row
5.99% 1-year conventional fixed special
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year Conventional Fixed Special
Smallest displayed row
5.99% 2-year conventional fixed special
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
7 Year Conventional Fixed Special
Smallest displayed row
5.99% 7-year conventional fixed special
- Term / position
- 84–84 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
1 Year High-Ratio Fixed Special
Smallest displayed row
5.99% 1-year high-ratio fixed special
- Term / position
- 12–12 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Fixed
2 Year High-Ratio Fixed Special
Smallest displayed row
5.99% 2-year high-ratio fixed special
- Term / position
- 24–24 months · First mortgage
- Rows / record date
- 1 row · September 1, 2026
Source and methodology
Official lender-hosted public mortgage pricing page. Product cards group public rows by lender and product name. The smallest displayed rate is a navigation label only; open the product record to match the relevant credit, property, LTV, term and fee row.