National Bank Optimum Mortgage · Alternative
Alternative Fixed-Rate Mortgage
Ontario · Not stated by lender
- Smallest displayed rate row
- 7.39%
- Published pricing rows
- 4
- Maximum LTV shown
- 80%
- Latest pricing date
- August 31, 2026
Not a statement that this row applies or is the least costly.
Recently dated
Verified August 31, 2026
Public qualification and structure context
- Terms shown
- 12 months, 24 months, 36 months, 48 months
- Positions
- Not stated by lender
- Published qualification or property wording
- Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
These fields are a source-grounded screening aid. They do not model credit, income, debt service, appraisal, title, location details or lender discretion that are absent from the public record.
Pricing details
Match the applicable published row
Rows are ordered by displayed rate for scanning. Use the qualification, term, LTV, position and fee columns to identify whether two rows are actually comparable.
| Published rate | Term | Qualification or property context | Maximum LTV | Position | Fees and details |
|---|---|---|---|---|---|
| 7.39% | 12 months | Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500 | 80% | Not stated by lender | $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.77% APR |
| 7.49% | 24 months | Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500 | 80% | Not stated by lender | $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.23% APR |
| 7.59% | 36 months | Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500 | 80% | Not stated by lender | $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.12% APR |
| 7.89% | 48 months | Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500 | 80% | Not stated by lender | $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.31% APR |
Original lender source
Review the lender page or document used for this listing before relying on a row. The source may contain conditions that do not fit into the table.
View National Bank Optimum Alternative Mortgage Rates opens in a new tabFreshness methodology
“Rate dated” is the lender’s effective date when supplied. “Verified” is the date the public source was checked. A recent verification does not freeze pricing after that date.
- Source status
- Recently dated
- Latest record
- August 31, 2026
- Verified
- August 31, 2026
Other public records in the same category
Ordered by matching mortgage position and term proximity, not by suitability or expected approval.
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